WITH OUR CREDIT BUILDER PROGRAM WE GUARANTEE THAT YOU WILL DRIVE OFF IN A VEHICLE YOU'LL LOVE AND A PAYMENT THAT FITS YOUR BUDGET. FAST AND EASY!
START BUILDING YOUR CREDIT WITH AN APPROVED AUTO LOAN
Low or 0 credit scores are very common in today's economy and our Credit Builder program is specifically designed to help customers who may have gone trough economic hardship in the past or just starting their credit journey. Regardless of whether you are a first time buyer, financially struggling, in the process of recovering, just got back on your feet or even if you just need a second chance, MCJ Auto Sales is here to help with Credit Builder Program.
We offer financing options without being a Buy Here Pay Here so you can start building or repairing your credit with on time payments. Even if you are a first time buyer or you have been told you can't get approved by other dealerships. We will show you how you can get approved fast and start driving today. No need to go dealer to dealer just to hear them say NO, our Flat Line Fair Pricing makes it easy for both buyer and the bank to say YES! Our approvals are Simple, Easy and Fast with easy to understand terms.
Our Approval Process is as easy as 1,2,3
Pick Your Vehicle (See our Credit Builder Vehicles Below)
Don't Worry About Your Credit, Our Financing Requirements are very simple;
1) Proof of Income (Most Recent 2 Paystubs or Last 3 Months Bank Statements)
2) Proof of Residence (Utility Bill, Credit Card Statement, Bank Statement or Cell Phone Bill)
Here are some guidelines and highlights from our program to show you how we can help in your situation.
Customers with low income and short job time are eligible.
Applicants with no Social Security Number are eligible with a Tax ID (ITIN)
Self employed applicants, Servers, Part-Time Employees, Small Business Owners are all eligible.
Customers with late payments, defaulted medical or student loans, repossessions, bankruptcies and foreclosures are still eligible.
We have secured financing for customers with credit scores as low as 380!
Our approval process is strictly confidential.
We will ensure our credit specialists will always treat you with the respect you deserve.
All of our vehicles go trough pre-sale inspections and reconditioning and come with 3 months or 3000 miles power-train warranty. We also offer extended service contracts and warranty options, so you don't have to worry about expensive service bills to come.
We help good people everyday who had financial struggles in the past, and we promise we can help you or someone you know who just needs a second chance to get back on track.
For further questions contact us with the form below or call now at (407) 208 9696 and ask about or Credit Builder Program.
All approvals are subject to income and credit qualification/verification and terms of the lender. Lenders might request other documents at their discretion.